Financial Resolutions 6

Posted on January 4, 2010 Written by

The last set of financial resolutions for churches from Brad Leeper at Generis.com

9. Human need trumps brick and mortar
Pastors tend to like ministry and facilities large. People like church to feel small and relational. Pastors understand how facilities are tools to reach more people. Most people, however, are less concerned about the facility and more concerned about human need. It is the new normal now to include the human element in vision expansion projects. Church planting, multi-site, a clinic in Africa, homeless ministry in the community, and similar high human touch elements are increasingly expected in major projects. Human investment validates the construction.
A colleague worked with a client’s vision expansion project that had nothing to do with any construction undertaking. Every investment dollar flowed boldly to planting churches around the city. The multiple of annual income raised was incredible! A clear connection on how personal giving reduces human need throws gasoline on generosity.
10. Free yourself from the past. Your church members have.
The recent Barna report on giving in 2007 repeated the same theme from prior years. Just 5% of American adults tithed. The most generous segment, evangelicals only topped the charts at 24%. The numbers have remained steady over the decade. We are anemic as a church in prompting generosity.
Trends in giving, however, are shifting more radically than ever before. For those of us passionate about the local church, Barna sends up a bright warning flare. People are changing how they relate with the church. No longer content with standard church interaction, they are “expanding their circle of Christian relationships beyond local church boundaries.” People increasingly give their money to organizations other than the church.
I served a client this past year that had small groups unofficially connected with their church in multiple states. This strategy was not intentional nor were these groups even supported by the church. The groups emerged from a meaningful interaction with the church podcast ministry. These groups gave generously to this church without a hint of request by the church.
There is an increasingly sophisticated donor in an ever increasing competition for the faith dollar. A challenging economy will accelerate the competition. Many donors fail to connect how their attendance at your church translates into giving practices to your church.
If inspired, motivated, and simply prompted, however, people would still rather give to their church. Our silence leaves them uninspired, unmotivated, and believing that we have no need of financial resources. The church that shifts generosity dialog and practices to better match the shifting patterns will receive substantial resources.
Conclusion
As we consider ministry plans for the new year in the midst of economic uncertainly, understand the urgency of making adaptations to your giving practices. You will find the process engaging, energizing, and incredibly meaningful to your people. They will be transformed with an amazing collaboration with their investments and God’s call on your church.

Lead On!
Steve

Filed Under: church administration, church finances, leadership, planning, strategy, wisdom Tagged: , , , , ,

Financial Resolutions 4

Posted on January 4, 2010 Written by

The next set of financial resolutions from Brad Leeper of Generis.com

6. The church must intentionally build greater trust with its people

Most church giving, especially project-driven giving, is in direct correlation with the trust account balance with its people. How often and how creatively can you build the trust connection that gives people instant freedom to say yes to a spiritual investment? Your people might love the primary teaching pastor. They most certainly love the people of their church. Significant trust comes from neither of these sources. Shaping confidence is a neglected art.

·No bank account replenishes itself automatically after a withdraw. So too must church leadership constantly make trust deposits.

·How can we increase our trust account?

·Tell people frequently how their financial gifts are being used.

·Teach how they are building treasure in heaven.

·Celebrate generosity at each offering.

·Help people understand how financial accountability is a big deal in your church.

·Maintain an open atmosphere about your finances.

·Unapologetically spend money on an annual, independent audit and proclaim the results of the clear audit. Make audit copies available in your lobby.

·Leaders appropriately share how they give.

·Send a thank you note to a household after their first gift to the church.

As we swim in these economically turbulent waters, consider more radical moves to build trust.

·Stop ineffective ministry even though you will take hits. People are having to adjust their budgets by stopping spending that they would rather not stop. Model for them how to adjust spending patterns.

·Redeploy budget line items to more practical human needs. Food banks, justice ministries, fighting child slavery, mercy ministries and other such works are perceived as far more important than operating expenditures. If the economy worsens, you will need to support some in your church to ride out the storm. Consistently building trust accelerates generosity.

Lead On!

 

Filed Under: budget, church administration, church finances, church financial statements, generosity, leadership Tagged: , , , ,

Financial Resolutions 5

Posted on January 4, 2010 Written by

The next set of financial resolutions for churches from Brad Leeper at Generis.com

7. Potential larger gift donors need pinpoint coaching and encouragements

As leaders, we hear an outstanding vocalist and we encourage them to move into the music ministry. We find a young leader gifted as a communicator and we prompt them into ministry options. Yet, we find a person with financial capacity to give large sums and we go into silent mode. Churches that coach and elevate the gift of giving contribute vast resources for Kingdom work. Rather than showing the rich man favor, we actually raise the bar of discipleship for them and release enormous sums toward those things that stir the heart of God.

Most potentially larger gift donors are often paralyzed about their giving. They often are ill-equipped to know how to give, where to give, and the mechanics of making wise gifts. Appropriate financial guidance can multiple a gift to your church while legally minimizing tax liabilities. Our government tax code subsidizes our giving.

Although people can earn huge dollars, they are not automatically inclined to know how to give wisely. A wealthy person who understands how much is enough can substitute giving for lifestyle and release untold resources to valuable ministry needs. Churches that disciple high capacity donors multiple vast amounts of resources.

8. Leaders must model sacrificial giving

We cannot lead people where we ourselves are not going. Our people are hungry to view authentic leaders living and giving in the context of faith. Leading by example inspires. How we model and appropriately demonstrate generosity can be tricky. It is done with integrity and humility in generous churches.

Lead On!
Steve

Filed Under: generosity, leadership, wisdom Tagged: , ,

Financial Resolutions 3

Posted on January 4, 2010 Written by
The next set of financial resolutions for churches from Brad Leeper of Generis.com
5. Churches can still raise financial resources for major projects if … Churches that successfully raise additional funds for major projects make an audible from classic campaign approaches. Donors are eager to give to the right projects if we adapt our methods from past practices. People eager to give generously look for certain qualities in a project before giving. Their decision making grid is radically different than even just a few years ago.

 ·Generous people look for more specific benchmarks and ask much harder questions in search for validation of the project.

 ·Does the project make sense? Is the reason to give sacrificially clear and compelling?

 ·Has the leadership thought this project through? Has the leadership done due diligence? Just because the pastor loves this project has little bearing on my love for the project.

 ·Would my investment directly help people? Buildings do not inspire me.

 ·There are far more attractive projects outside the church that appear more meaningful to me. Just because I attend church here does not mean that I automatically buy into your project.

 ·Does this project help the poor?

 Give a change of pace from predictable practices to foster generosity. Even though much of my work centers on capital campaigns, I fight hard to keep those two words from my interaction with clients. Most of my clients call their effort a “mission expansion project” or “vision expansion project”. Stewardship is replaced by generosity. Vision casting and telling gripping narratives begin months in advance not compressed into a five week package. Print media is replaced with moving video work that is viewed repeatedly on YouTube.

 

The traditional three-year giving period for a mission expansion project can be shortened. People are increasingly skeptical about long-term commitments. A fast growing church can actually be hindered with a long giving season. Churches that have made adjustments to converse with a new kind of donor still cultivate significant resources for their vision.
Lead On!
Filed Under: church administration, church finances, leadership, planning, strategy Tagged: , , , ,

Financial Resolutions 1

Posted on January 4, 2010 Written by

These financial resolutions are a great way to start the year. I didn’t write these resolutions – Brad Leeper did in www.coop.org (Brad is Generis Senior Strategist and can be reached at brad@generis.com). Here are Brad’s (and mine) financial resolutions for churches for any and every year.

Whether whispered silently in our heads or energetically wrestled through in leadership meetings, economic fears challenge churches. We offer hope and meaning to our communities and a world growing more restless in finding truth. What a terrible price to miss authentic ministry because we lacked financial resources, especially when our neighbors may be driven to their most open spiritual moments in years because of their personal financial stress.
As we move toward 2009, the financial uncertainties force us to ask the most penetrating questions about stewardship that we have asked in decades. Churches can be abundantly resourced during the most challenging times. How can your church position itself to maximize financial resources even in troubled fiscal climates? Growing and courageous churches should consider these 10 issues in preparation for the coming year.
1. A bold vision with meaningful results will rarely be underfunded
Now is not the time to shrink back from pursuing your neighbors in need. Even in the midst of personally challenging time, donors still want to make a meaningful mark on others. Internally, there is always that personal drive to live beyond ourselves and influence others. The church that vividly tells its story and challenges Christ-followers to live beyond themselves attracts financial resources.

 

Evidence shows that in down economic times, many church members do not treat giving as an expendable luxury item. They are inclined, however, to become far more selective in their giving outlets. The church that consistently and creatively articulates a compelling vision and celebrates the successes will attract giving in hard times.

 

2. Conversations about giving must move beyond stewardship toward spiritual formation
Generosity is a spiritual issue of the heart. A person cannot move toward spiritual maturity until he or she understands that “where your treasure is, there your heart will be also.” Our culture works overtime to convince us that there is no correlation between our faith and our finances. A first-time reader of the New Testament could not miss the plentiful teaching about our faith directly impacting how we live not only now, but also how we build our treasure in heaven.

 

In conversations with pastors, I am constantly amazed at how fearful these leaders are in shepherding people in the area of finances. Spiritual leaders yield far too easily to the myth that is it inappropriate as a pastor to interact with people about their possessions. Certainly, we would not give preference to the rich man as admonished in James 2. But we must not be passive about teaching how the incorrect image of money can prompt wanderings from the faith. (I Timothy 6:10)

 

The last frontier in American Christianity is the conversation about money. Spiritual transformation’s last obstacle is our wallet. Asking for money without the backdrop of spiritual formation will hit minimal financial results. The church that aligns spiritual formation and money will never lack. One cannot help but to give generously if there is a vibrant connection with their faith and finances.

Lead On!
Steve

 

Filed Under: future, leadership, strategy, wisdom Tagged: , , ,

Copper Gutters

Posted on December 21, 2009 Written by

Years ago there were only two kinds of gutters: steel and copper. Because steel rusts, everyone used copper. Copper does not rust – it gets a nice green patina (remember the Statue of Liberty – she’s made out of copper).

My church has about 1540 linear feet of copper gutters plus another 1000 linear feet of copper downspouts installed over a fifty-year span. A few months ago I got the idea of saving money in the long run by installing a gutter helmet so that I don’t have to pay for gutter cleaning. So I priced a copper gutter helmet – total cost for a copper helmet: $80,000! By the way, you can’t install an aluminum helmet on a copper gutter because copper and aluminum have some sort of chemical reaction to each other.

After picking me off the floor, the sales rep said that he could install “lifetime warranty” aluminum gutters, downspouts, and helmets for the entire church for $55,000. So, for $25,000 less, I can get brand new stuff plus a warranty. I don’t have $55,000 to install new gutters. I do have about $5,ooo to $10,000 each year that I can apply to the new gutter system. That’s what I’m doing – over the course of about 5-7 years, I’m going to install new aluminum gutters starting with the areas that are in most need of the gutters due to the amount of leaves they collect.

We’re off to a good start, too. I’ve already done one critical area and as soon as possible into my new budget year I’ll do another critical part. The first part that is already done cost $6,000 but I got $612 dollars back when I sold the copper gutters and downspouts to a scrap metal dealer. I’ve got one more area that is critical to do and then the rest will be done as I am able – they are not critical but necessary. Here are several benefits to replacing the gutters:

  • We save on the cost of gutter cleaning
  • We get a new product with a lifetime warranty
  • We get a better product because of the helmet
  • We get rid of a theft hazard – eventually someone would steal our copper gutters
  • We get money back from the sale of the copper
Lead On!
Steve
Filed Under: buildings, church administration, facilities Tagged: , ,

Change the Future

Posted on December 5, 2009 Written by

This morning I made a presentation to the church’s strategy council. Actually, the church treasurer, church finance committee chair, and I made the presentation. I’m deeply grateful to them for making the time and having the passion for this presentation; I also appreciate the pastor inviting us to make the presentation.

What I said is that I view the three of us as the proverbial canaries in the coal mine – we’re not shouting fire in a crowded theater but we are warning our colleagues and friends about the future of the church’s finances.

My worst-case scenario is that in ten years we’ll look back at 2006, 2007, and 2008 as the golden years. In ten years, at the present rate, we will have closed some of our ministries and laid off several staff. In ten years we’ll begin survival mode.

Unless we increase the conversation about money things will get worse. We need to talk about tithing, stewardship and generosity on a regular basis from the pulpit, our website, and our written pieces. We also need to open up the ways that people who already want to give to us can give to us. We’ve put in barriers so that people can’t give to us – shame!

Within two years we need to increase our revenues by $1 million (a 30% increase) in order just to sustain what we are currently doing. If we want to fund the dreams of the future, then we have to receive even more income. Let’s talk about money – anytime you talk about something, two things will happen. Those who don’t like what you’re saying will leave and those who do like it will step up to the plate. If you don’t talk about it, you’re ignoring the gorilla in the room.

We have a very good church with very good leaders. But great dreams need great leadership. My request to my colleagues and fellow church members is that all of us need to step up our leadership. Yes, we will get shot at, but that is leadership – just ask the President of the US. We need to look beyond our past and gaze at our future. We need to set our sights on how we can lead (and fund) this church to greatness.

Lead On!
Steve

Filed Under: budget, future, leadership, strategy Tagged: , , ,

Advent Sundays

Posted on December 3, 2009 Written by

From the list below (see “Christian Advent”) there is a ready-made outline for the four Sundays of Advent.

On the first Sunday, the church can focus on the Christian concepts at the manger (peace, love, joy and hope) and what those mean to us in the form of Christian education and implementation of that knowledge.

On the second Sunday, the church can focus on the animals at the manger (donkey, cow, sheep, and camels) and their attitude of uncomplaining service and how we as Christians should imitate their humble service to God.

On the third Sunday, the church can focus on the people at the manger (shepherds, wise men, angels and Mary & Joseph) and how they worshipped a new-born baby and only Mary really, really knew the full story (Joseph had to trust Mary). How does the church today really, really worship God and is it worthy of Him?

On the fourth Sunday, the church can focus on the cities of the Christmas story (Bethlehem, Jerusalem, Nazareth, and Babylon [where the Magi came from]) and how the church using evangelism and fellowship to reach out to those people who do not know the Christ story.

Each Sunday, focus on one part of the mission of the church by focusing on one part of the Christmas story. There are so many aspects to this concept that ministers have a wealth of material. But please, keep it simple – God’s revelation through Jesus is not complicated.

Lead On!
Steve

Filed Under: faith Tagged:
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